You would think that SOME company would come along and offer at LEAST a reduced fee schedule. I don't know why anyone would use Paymate, etc, because the freakin' fees are HIGHER. It's crazy. Just think, if an alternative company charged every customer $1 per month, and got 50 million subscribers, it would be an enormous business.
I wonder if the combo of Ebay / Paypal will ever be broken up in court...