I'd be in for the 20 day. The 45 day could get into upwards of 3 months wait with holidays, etc.
BUYING: 2001 UD NFL Legends Autographs - Daunte Culpepper - $300. Steve Young - $350.
BUYING: 2004 Ultimate Collection Jsy/Autos/25 - David Carr, Tom Brady - Paying $550, in case you like money.