Originally Posted by iluvfish2
In order to protect yourself honestly you'd want to file the claim. This not only gives the buyer more time to pay, but if you relist and sell, this buyer could then pay you and then your stuck with 2 buyers and 1 card. This also gets you the fees back if he doesnt pay, tags his account (non payment), but would freeze him from leaving you a negative (sucks but sellers cant leave negatives anymore regardless).
This is some sound advice, and if I were you, I would do this.