We have a couple of credit cards. All have cash back bonuses and one goes towards my student loans. We normally pay them off monthly but currently have a balance on 2. None of outs have annual fees.
If someone wants a premium cc and it is worth the money, they should utilize it.
Leukemia and Lymphoma Society; #TEAMCONNOR, Mental Health Awareness, St. Jude's Children's Hospital
"A truly happy person is one who can enjoy the scenery while on a detour." ~Author Unknown