My opinion is that I would not come hese asking for opinons.
I would sewe if member was active and posting while not answering my PM's e-mails.
If he was, I would file a claim on the 10th day if I had not heard anything.
If he pissed and moaned and came back with a "story" I would inform him it was HIS fault the claim was filed.
If it continued I would post here for people to be wary of him.
That's my opinion