If cards were shipped separately, $3 is not an unreasonable shipping rate.
Whether the bubbles were torn en route is worth the benefit of the doubt.
If the card was destroyed, that's a different story.
At worst . . . neutral. But keep in mind that a neutral and a negative are about the same as far as eBay is concerned.
Collecting HoF autographs
Pet Peeve of the Day: Chicken McNugget economics.