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Old 04-09-2012, 11:03 AM   #1 (permalink)
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Default PayPal Direct Invoice

So I am working with a seller to pay directly through PayPal on a large purchase and I wanted to ask if anyone has been invoiced directly before, and if there is anyhting I need to do to protect myself. Everything I have found says that the 45 day protection still applies, but it's for a large sum of money and I've never done a transaction this way before so I just want to be extra careful.

thoughts/experiences?
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Old 04-09-2012, 11:09 AM   #2 (permalink)
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Invoices default to goods payments. (goods, as opposed to gift) So when you pay that invoice, you are protected under PayPal buyer protection. If you send a payment with gift, you are not protected. I send and receive PayPal invoices often, it is just as safe as any other PayPal/eBay goods transaction. Good luck.
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Old 04-09-2012, 11:10 AM   #3 (permalink)
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Make sure it's goods.
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Old 04-09-2012, 11:24 AM   #4 (permalink)
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Ive done these quite a few times to people that didnt have a PP account, but had a credit card. They work the same and you are still have seller protection (denied payments from bank chargebacks and so forth)
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Old 04-09-2012, 12:08 PM   #5 (permalink)
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Is ther anyway the seller could have marked it as "gift" without it being obvious on the invoice? Other than that I feel much more comfortable with this transaction now after your comments.

I did note that PayPal's protection policy description says it needs to be one single payment made from PayPal - does this mean part PP part bank account would not be covered? I already set the transfer up to get the balance due into my PP account, but I am worried that the price I am getting on this is so good that the seller will cancel the invoice before the transfer is complete.

Or maybe I am overthinking things, per usual.
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Old 04-09-2012, 12:38 PM   #6 (permalink)
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Quote:
Originally Posted by uberfatty View Post
Is ther anyway the seller could have marked it as "gift" without it being obvious on the invoice? Other than that I feel much more comfortable with this transaction now after your comments.

I did note that PayPal's protection policy description says it needs to be one single payment made from PayPal - does this mean part PP part bank account would not be covered? I already set the transfer up to get the balance due into my PP account, but I am worried that the price I am getting on this is so good that the seller will cancel the invoice before the transfer is complete.

Or maybe I am overthinking things, per usual.
I dont think its possible to do a gift payment via invoice, but im not 100% sure. Im guessing you are totally fine. The thing I always watch for is a BUYER sending as gift, but using instant transfer payment method. You cant tell what method they used, but if they do it from a bank account this way and they bounce payment, you lose seller protection. Thats why I dont accept gift from people I dont trust, you can lose the card and money this way.
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Old 04-09-2012, 01:35 PM   #7 (permalink)
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PP Invoices are always Goods, they are invoices and not just sending money ie:gift payments. You are 100% fine, I send gift payments, but prefer to receive invoices from sellers so I am protected and can return the item if there is any issue(damage etc.)
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