Blowout Cards Forums
eBay Card Event 4/27/14 SM

Go Back   Blowout Cards Forums > COMMUNITY > Off Topic

Off Topic This section may contain threads that are NSFW. This section is given a bit of leeway on some of the rules and so you may see some mild language and even some risqué images. Please no threads about race, religion, politics, or sexual orientation. Please no self promotion, sign up, or fundraising threads.

Reply
 
LinkBack Thread Tools Display Modes
Old 05-24-2013, 09:36 PM   #1 (permalink)
Banned
 
Join Date: Apr 2013
Posts: 1,911
Default Opinions needed..car people help me out!

Two questions:
1) lease a new car or buy a used car?
2) what car should I get? Not looking to spend too much $...taking a loan from family..if I buy a used one...lease is a bit easier but it means I'm locked into a 24-36 month deal..HELP!!
NoobCollector is offline   Reply With Quote
Old 05-24-2013, 11:25 PM   #2 (permalink)
Member
 
CAS239's Avatar
 
Join Date: Dec 2012
Location: Fort Myers, Florida
Posts: 1,778
Default

Buy a used car, no questions asked.

I'm currently leasing a car and its terrible. It was definitely a spur of the moment decision that was stupid and I highly regret. Unless you really plan to not drive it at all, then lease. But if you plan on actually driving and going places, then don't lease.

Leasing is ideal for older folks/elderly who drive 40 miles a week and barely use their car. They don't drive it, basically waste money on payments, then enjoy getting a new car and starting up a new lease at the end of their contract.

If you lease a car and actually use it how you want, you'll go over on miles. Then at the end you either keep the car and continue paying it off or pay for the mileage you went over

Buying new>buying used>leasing

Buy used...save money, no interest if paid in full, no mileage limit
CAS239 is offline   Reply With Quote
Old 05-24-2013, 11:57 PM   #3 (permalink)
Banned
 
Join Date: Apr 2013
Posts: 1,911
Default

Quote:
Originally Posted by CAS239 View Post
Buy a used car, no questions asked.

I'm currently leasing a car and its terrible. It was definitely a spur of the moment decision that was stupid and I highly regret. Unless you really plan to not drive it at all, then lease. But if you plan on actually driving and going places, then don't lease.

Leasing is ideal for older folks/elderly who drive 40 miles a week and barely use their car. They don't drive it, basically waste money on payments, then enjoy getting a new car and starting up a new lease at the end of their contract.

If you lease a car and actually use it how you want, you'll go over on miles. Then at the end you either keep the car and continue paying it off or pay for the mileage you went over

Buying new>buying used>leasing

Buy used...save money, no interest if paid in full, no mileage limit
My job is about a mile away from my house. The farthest I'd go is maybe New York once in a while...but once semester starts its either work or college (twice a week-8 miles each way)...so definitely won't drive TOO much....then again I could just be driving a bit now because I'm sharing a car..my family has always been leasing but they get like 12-15K miles per year..but I doubt I'd use that much...the only thing about a lease...is I'm eyeing the new Mazda Miata X-3...gorgeous car
NoobCollector is offline   Reply With Quote
Old 05-25-2013, 10:04 AM   #4 (permalink)
Member
 
VWBUS1978's Avatar
 
Join Date: Jul 2011
Location: SOUTH JERSEY
Posts: 5,574
Default

Buy used.

Anytime you buy a new car you'll pay an extra $3k just for the new car smell.
The second you drive a new car off the lot it's devalued.
If you buy a low mileage used car (VW's are best at holding resale value FWIW) you get exactly what you see. You can compare prices and get the best deal.

New cars are for rich people who don't care.

I know new cars suck, I've gone down that road twice already. Not worth paying the premium.

Oh, and Mazdas do not hold value well due to relatively high maintenance costs, especially if the car your eying up has a rotary engine. Only Mazda dealers will work on them, which forces your hand to pay $100/hr minimum shop charges.

Toyota, VW, Subaru all have the best used cars.
__________________
the fact that we exist, in a universe of sheer randomness, is scientific proof that there are aliens.
we are the aliens.
i can say that with 100% accuracy.
VWBUS1978 is offline   Reply With Quote
Old 05-25-2013, 10:07 AM   #5 (permalink)
Member
 
stripedbass91's Avatar
 
Join Date: Jan 2012
Location: New York
Posts: 5,650
Default

I agree with buying used over leasing...I just bought a 2010 Mitsubishi Outlander SE and am very pleased. Also took out a loan for it.....long run Id say buy used as well for the reasons they named above me.
__________________
http://photobucket.com/stripedbass91cards
J! E! T! S! JETS! JETS! JETS!
PC- STUD WRs, Chrome Colored RCs, Some Jets.
stripedbass91 is offline   Reply With Quote
Old 05-25-2013, 10:12 AM   #6 (permalink)
Member
 
Tyler's Avatar
 
Join Date: Jun 2010
Posts: 8,614
Default

If you can't afford a car, then why would you be leasing a new one?

Find a mid 90's Toyota. Gas mileage isn't a concern for you, you need reliability.
__________________
This is a clown forum, bro.
Tyler is offline   Reply With Quote
Old 05-25-2013, 10:16 AM   #7 (permalink)
Member
 
VWBUS1978's Avatar
 
Join Date: Jul 2011
Location: SOUTH JERSEY
Posts: 5,574
Default

Quote:
Originally Posted by Tyler View Post
If you can't afford a car, then why would you be leasing a new one?

Find a mid 90's Toyota. Gas mileage isn't a concern for you, you need reliability.
This man speaks the truth! You cannot kill those 90's toyotas.
A lot of times car buyers have delusions of grandeur, and it gets them in trouble.
Get what you can afford and leave some money in your pocket for repairs.
__________________
the fact that we exist, in a universe of sheer randomness, is scientific proof that there are aliens.
we are the aliens.
i can say that with 100% accuracy.
VWBUS1978 is offline   Reply With Quote
Old 05-25-2013, 10:22 AM   #8 (permalink)
Approved Group Break Host
 
oldgoldy97's Avatar
 
Join Date: Jan 2009
Location: land of 10,000 letdowns
Posts: 10,145
Default

Get a bicycle (or walk) if you only have to go a mile a day and a cheap used car like stated above for the 8 mile drives.
__________________
"I have a life"="I have poor time management skills"
You're all A+++++ in my book just for being you.
Hypocrisy: a rampant BO trait
oldgoldy97 is offline   Reply With Quote
Old 05-25-2013, 10:57 AM   #9 (permalink)
Member
 
Whodatiz's Avatar
 
Join Date: Aug 2011
Location: Georgia
Posts: 1,873
Default

Don't lease. It's a terrible idea. I have a friend that decided to lease a brand new Lexus IS 250 since he was able to obtain a fairly well paying first job straight out of college. He ended up not putting any money down (was given $1,000 for his trade-in) and is now stuck paying $600 a month. He has no intentions of keeping the car at the end of his lease agreement. So, if you add that up over the course of the next three years, he will end up paying almost $22,000 toward a car he won't be keeping.

Buy used.
__________________
addicted36 is my hero!

http://s141.photobucket.com/albums/r77/bucnastdizzl/
Whodatiz is online now   Reply With Quote
Old 05-26-2013, 04:41 PM   #10 (permalink)
Approved Group Break Host
 
oldgoldy97's Avatar
 
Join Date: Jan 2009
Location: land of 10,000 letdowns
Posts: 10,145
Default

Quote:
Originally Posted by Whodatiz View Post
Don't lease. It's a terrible idea. I have a friend that decided to lease a brand new Lexus IS 250 since he was able to obtain a fairly well paying first job straight out of college. He ended up not putting any money down (was given $1,000 for his trade-in) and is now stuck paying $600 a month. He has no intentions of keeping the car at the end of his lease agreement. So, if you add that up over the course of the next three years, he will end up paying almost $22,000 toward a car he won't be keeping.

Buy used.
Couldn't have been a finance major, I'm guessing.
__________________
"I have a life"="I have poor time management skills"
You're all A+++++ in my book just for being you.
Hypocrisy: a rampant BO trait
oldgoldy97 is offline   Reply With Quote
Old 05-26-2013, 04:58 PM   #11 (permalink)
Banned
 
Join Date: Apr 2013
Posts: 1,911
Default

I'm all for getting a used car..Trust me I hate leasing. My dad is all against used cars for some reason and would rather lease. I don't mind taking a 6-7K loan to buy a decent car. I will probably be transferring next year to a college where I will be taking a train daily, as parking in the city costs $$$. Much more affordable to take the train. I will have to look into it..when I have a car I may use it less DAILY, but I may take some roadtrips...I appreciate all the replies guys! Thanks!
NoobCollector is offline   Reply With Quote
Old 05-26-2013, 05:03 PM   #12 (permalink)
Member
 
Whodatiz's Avatar
 
Join Date: Aug 2011
Location: Georgia
Posts: 1,873
Default

Nope. He's a CIS major.

Quote:
Originally Posted by oldgoldy97 View Post
Couldn't have been a finance major, I'm guessing.
__________________
addicted36 is my hero!

http://s141.photobucket.com/albums/r77/bucnastdizzl/
Whodatiz is online now   Reply With Quote
Old 05-26-2013, 08:00 PM   #13 (permalink)
Member
 
CAS239's Avatar
 
Join Date: Dec 2012
Location: Fort Myers, Florida
Posts: 1,778
Default

Quote:
Originally Posted by NoobCollector View Post
I'm all for getting a used car..Trust me I hate leasing. My dad is all against used cars for some reason and would rather lease. I don't mind taking a 6-7K loan to buy a decent car. I will probably be transferring next year to a college where I will be taking a train daily, as parking in the city costs $$$. Much more affordable to take the train. I will have to look into it..when I have a car I may use it less DAILY, but I may take some roadtrips...I appreciate all the replies guys! Thanks!
My thing would be why lease, pay interest, have to be cautious of miles, and drive away with a car that will cost you a lot in the long run...if you won't be driving it much. To me, there's no sense in paying say $300-500 a month for a car you'll only be driving 200 miles a month. You won't be getting your money's worth. Unless you're getting a car you LOVE

Especially if you're going off to college, probably won't be driving too much..just taking some road trips..you can find a huge list of good used cars for under 10k. You'll find good used for under 5k too.

Go used and save thousands in the long run
CAS239 is offline   Reply With Quote
Old 05-26-2013, 10:03 PM   #14 (permalink)
Member
 
Join Date: Mar 2009
Location: East valley of the sun
Posts: 762
Default

toyota in general is always a great idea their cars are very good for a long time id avoid somthing as old as the 90s at taht age head gaskets seem to be a common problem
honda is just as good same issue on 300k plus but thats crazy milage
best 4 words
civic
corolla
camery
accord
best 4 cars on the market
the toy tocoma is also a very strong choice all the advantages of toyota with out front wheel issues
the boss and me picked up a 2 year old civic last year for 15 out the door so we are good for about 10 years
the only bad thing is the price on both the resale is very high for a reason but a 5 year old of either will outlast any car GM makes
caution with older VWs they tend to have wireing issues after 10 years or so Esp the Bugs
mike barnes is offline   Reply With Quote
Old 05-26-2013, 11:42 PM   #15 (permalink)
Member
 
mfisher27's Avatar
 
Join Date: Nov 2009
Location: North Canton, OH
Posts: 963
Default

Foreign car. Enough said.
__________________
PC: Steven Gruver and Ty Cobb
Looking for odd Red Sox, Patriots, Bruins, Celtics.
http://s1157.beta.photobucket.com/user/mfisher27/library/
mfisher27 is online now   Reply With Quote
Old 05-26-2013, 11:48 PM   #16 (permalink)
Member
 
Join Date: Mar 2009
Location: East valley of the sun
Posts: 762
Default

that statement is kinda odd nowadays

toyota honda and Kia corp make almost everything they sell in the states here
most chevys are mexico or Korea ( daewoo production they picked up years ago) bmws sold here are made here Vws are mostly made in mexico ect
ford makes a good amount here and canada the northern states

its not so simple to say F or domestic
mike barnes is offline   Reply With Quote
Old 05-27-2013, 01:11 AM   #17 (permalink)
Member
 
SpastikMooss's Avatar
 
Join Date: Nov 2010
Location: Cincinnati, OH
Posts: 12,841
Default

Buy. I was faced with this a few months back as the car I owned was on the fritz and I wasn't sure which to do.

Ended up buying a new (well about 250 miles on it from test drives lol) 2012 Scion XD. With Toyota's warranties I have 7 years of coverage for pretty much anything that happens to it, I mean I even get free car washes and crap from them which is cool. I pay less than $300 a month and that's with $1,000 down. If I hadn't put anything down it still was gonna be like $297 a month but I wanted a little less to pay in the end so I went with what I went with.

I'm very pleased with my decision, mostly because the warranties with new can be so good and when I pay it up it's mine versus me having to decide on payments versus giving it back. I'm gonna enjoy that freedom when it comes.
__________________
Collecting: Seneca Wallace, Michael Bishop, Shyrone Stith, Rod Smart, 2002 Heads Up Quads
See my collections here: http://tinyurl.com/mxdzqm7
My COMC (accepting 50% offers daily!): http://tinyurl.com/n895ur6
My Sportlots: http://tinyurl.com/m77weuc
SpastikMooss is online now   Reply With Quote
Old 05-27-2013, 06:00 PM   #18 (permalink)
Member
 
Join Date: Mar 2009
Location: East valley of the sun
Posts: 762
Default

hard to go wrong with toyota any of her emblems are very good cars
from scion to toy to lexus and they had to up their warentee to come close to kia
mike barnes is offline   Reply With Quote
Old 05-27-2013, 07:14 PM   #19 (permalink)
Member
 
Join Date: Feb 2010
Location: Berkshire County, MA
Posts: 5,402
Default

Get a Used Prius. My Mom gets almost 55 MPG & buys gas twice a month.

needless to say, she drives an hour to work & back almost. Then to her other place of work sometimes. She puts in almost 14 hours of driving a week this way.
__________________
Keep your head up. You never know what life will bring!
Baseball PC! Carl Yaz, Curt Schilling, Will Middlebrooks
Football PC! Michael Egnew, Dion Jordan, Dion Sims
Hockey PC! Zdeno Chara, Tuukka Rask, Dougie Hamilton
benshobbies is offline   Reply With Quote
Old 05-27-2013, 07:20 PM   #20 (permalink)
Member
 
SethMurphy's Avatar
 
Join Date: May 2010
Location: Cambridge Springs/Erie, PA
Posts: 9,175
Send a message via Skype™ to SethMurphy
Default

There are so many ignorant and uninformed people here....

I work as a salesman at a dealership that sells Kia, Subaru, VW, BMW.

Where to start, VW doesn't hold their value better than any other brand, Subaru does, do some research.

Buying used isn't a bad idea, but be wary of buying cars beyond factory warranty, VW has very high service bills past warranty time, American cars tend to also start charging you left and right between 60 and 100,000 miles.

Kelley Blue Book rated Kia as the brand with the overall lowest cost of ownership based on the first five years of ownership

If looking into leasing, it's a great idea for anyone who doesn't want to own a car for a long time, you have the advantage of owning a car covered under warranty, and brand new, and with more features for the cost. Mileage isn't an issue, there are multiple mileage options for your leases, I have a 15,000 mile per year lease on my new Subaru, and love it. Also, if you lease you get to remove the market risk from buying a car. If the market tanks, and the value of your car goes down, you can just walk away from your lease at the end, no questions asked. Years ago open ended leases were a nightmare, but now leases are closed ended and the buyers risk has been removed

There is so much more, but the advice you are getting here seems outdated and somewhat jaded too


Sorry if I come across rude, but I get irritated by people who seem to think they know the best way to do something, and bad mouth things like leasing without actually doing the proper homework
__________________
http://s898.photobucket.com/albums/ac186/Seth_Murphy/

PCs - Cito Culver, Ryan Callahan, Ryan Nassib college uni, Prince Amukamara autos #/25 or less, Phil Simms Eli Manning autos, Richter/Messier/Leetch
SethMurphy is offline   Reply With Quote
Old 05-27-2013, 07:31 PM   #21 (permalink)
Member
 
DaveTaplin's Avatar
 
Join Date: Aug 2010
Location: West Gardiner, Me
Posts: 1,205
Default

Take the money you would spend and buy a used car.

I bought an 05 Saturn last year with 31k miles for $6k. Only been a year but I couldn't be happier.
DaveTaplin is offline   Reply With Quote
Old 05-27-2013, 08:04 PM   #22 (permalink)
Banned
 
Join Date: Apr 2013
Posts: 1,911
Default

Used to have a Camry..now we drive a Hyundai..great car too. But like most people said not worth it to lease
NoobCollector is offline   Reply With Quote
Old 05-27-2013, 08:20 PM   #23 (permalink)
Member
 
Join Date: Mar 2009
Location: East valley of the sun
Posts: 762
Default

leasing is ok if you do lower milage
i dump like 25 k on a year so i buy every 5 years
keep 2 and get rid of the oldest one
works pretty good so far
we stick with honda toy and mazda
mike barnes is offline   Reply With Quote
Reply

Bookmarks

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT -4. The time now is 12:03 AM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2014, vBulletin Solutions, Inc.
Search Engine Friendly URLs by vBSEO
Copyright © 2013, Blowout Cards Inc.